> For the complete documentation index, see [llms.txt](https://usdjpm.gitbook.io/usdjpm-crypto-whitepapper/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://usdjpm.gitbook.io/usdjpm-crypto-whitepapper/use-cases/use-case-18-cross-border-e-commerce-settlements.md).

# Use Case 18: Cross-Border E-commerce Settlements

*Grace runs an international e-commerce platform and faces challenges with cross-border transactions.*

1. **Global Transactions:** USDJPM facilitates cross-border payments for customers worldwide.
2. **Instant Settlements:** Transactions are settled rapidly, reducing delivery delays.
3. **Currency Agnosticism:** Customers can pay in their preferred currency, while sellers receive USDJPM tokens.
4. **Currency Exchange Savings:** Grace saves on currency conversion fees and can offer competitive prices.